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Bankruptcy Can SAVE Your Finances! [Learn The Secrets] | Legal Facts
Find Out Why Legal Facts Is the Best Place to Find a Bankruptcy Attorneys in North Carolina, NC.
- Discharge your debts and become debt-free!
- Stop foreclosure and save your home!
- Put an end to creditor harassment! No more annoying calls or unwanted visits!
- Maximize the chances of success of your filing!
- Ask any question you want to the lawyer for free; no payment information required!
- Connect with an experienced bankruptcy attorney in your city!
- Stay in control of your case at all times through our state-of-the-art system!
- Keep your peace of mind knowing that your case is in the hands of dependable lawyers.
- Get a fresh financial start and rebuild your finances!
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What is the Fresh Start Program?
The whole world was shaken and changed in a transcendental way after the year 2020, we are still suffering the consequences of the events of that year and it has also made us change our mentality regarding our future.
Everyone, from people living alone, to families and companies, suffered a drastic change in their lives, either for having taken risks without knowing what was coming or for having started a project that in the end could not take off thanks to the paralysis of the economy. These events left many of us with sequels, and many others with debts that do not seem to end.
We don’t think this is a fair situation for anyone and that is why we want you to know that if this is your case, there is hope for you. In the United States, there is a legal tool that can help you get rid of most of your debts so you can get back to the peace of mind and the fresh financial start you deserve.
Experience
If you decide to file for bankruptcy, but you are unfamiliar with the laws surrounding this process, it may be a bad idea to do so on your own. An excellent bankruptcy attorney will have all the experience necessary to make your bankruptcy filing successful. In addition, a bankruptcy attorney knows the state laws and regulations inside and out, and will guide you through all the procedures.
Assess all your options
The extensive financial knowledge of an experienced bankruptcy attorney will allow him/her to diagnose your financial situation, and then determine what type of bankruptcy is best suited for your situation. You may want to get rid of your debts quickly, in which case the attorney will recommend chapter 7 bankruptcy. Or you may have a steady income and qualify for chapter 13 bankruptcy.
Protection from creditors
You may be receiving constant calls, and even visits, from creditors demanding payment of your debt. However, if your creditors know that you have an excellent bankruptcy attorney on your side, they will leave you alone immediately. Your bankruptcy attorney will make sure they stay away from you. He or she will tell you about the types of behavior that are considered abusive, and about the rights you have in your position. Once you file for bankruptcy, creditors are legally required to stop collecting on the debt.
Save your home or vehicle
If you are facing foreclosure proceedings, or if you are receiving threats to repossess your vehicle, hiring a bankruptcy attorney may be your best option to save those precious assets. The attorney will explain to you the options you have to have the best chance of keeping them. In addition, he/she will assist you in making lists of exempt assets, so that you do not make any mistakes during the procedure and end up losing something important to you.
Peace of mind
Retaining the services of an experienced Bankruptcy Attorneys in North Carolina will make the entire process much easier. If you are going through a difficult financial time, you do not need to stress about legal procedures, when you can entrust it to someone who is much more experienced than you are in this field. Once you retain the services of an attorney, you can relax a bit, and then focus on rebuilding your finances with some peace of mind.
Bankruptcy Can Eliminate the Stress of Financial Obligations and Help North Carolina, NC Families Move Forward.
Although you may have heard certain myths about bankruptcy, you should know that they are mostly rumors and information taken out of context. Bankruptcy is a simple legal process that can get rid of almost all of your debts, as long as they are unsecured debts, such as credit card debt. Whereas you will still have those that are secured such as student debts, some taxes, and if applicable, child support payments.
Fortunately, there are excellent attorneys in North Carolina who will be willing to support and guide you through this process. You should also know that bankruptcy is divided into different types depending on your needs, Chapter 7 bankruptcy, Chapter 13 bankruptcy, and Chapter 11 bankruptcy.
Filing for Bankruptcy in North Carolina Can Be Complicated. Let Us Help You Choose the Option That Is Right for Your Situation.
Chapter 7 Bankruptcy
If you are looking for a way to get rid of debts as soon as possible, this is the type of bankruptcy that will interest you the most. In this type of bankruptcy, the court will order the sale of some of your assets to pay your outstanding debts to your creditors.
For this purpose, the court will appoint a trustee who will be in charge of selling the assets to pay your debts with the proceeds. Don’t worry though, there is a good chance that you won’t have to sell all of your assets to do so, and even if you do have to sell some of them, there is always an opportunity to exempt some that are more important to you, as long as they are on the federal list of assets that can be exempt in bankruptcy.
Chapter 7 Bankruptcy
If you are looking for a way to get rid of debts as soon as possible, this is the type of bankruptcy that will interest you the most. In this type of bankruptcy, the court will order the sale of some of your assets to pay your outstanding debts to your creditors.
For this purpose, the court will appoint a trustee who will be in charge of selling the assets to pay your debts with the proceeds. Don’t worry though, there is a good chance that you won’t have to sell all of your assets to do so, and even if you do have to sell some of them, there is always an opportunity to exempt some that are more important to you, as long as they are on the federal list of assets that can be exempt in bankruptcy.
What Can A Chapter 7 Bankruptcy Attorney in North Carolina Offer You?
In this type of bankruptcy, the hardest part will be keeping track of all the things you will have to do and all the standards you will have to meet to qualify. An experienced attorney will have the ability to facilitate this process for you and take care of gathering all the necessary paperwork to submit to the court.
On the other hand, a North Carolina bankruptcy lawyer will also take into account your needs after evaluating your case and will do everything in his or her power to protect your interests. If you are still not convinced about selling your property, read more about other bankruptcy options such as Chapter 13 or Chapter 11.
Chapter 13 Bankruptcy
If you don’t like the idea of selling your assets, this is probably the best option for you to get rid of your debts. In this type of bankruptcy, you will have to make a budget to comply with a payment plan approved by the court. These payments will have to be made periodically and will extend up to a duration of 3 to 4 years.
However, you should keep in mind that this type of bankruptcy is only recommended for people who have a high enough income to be able to make the periodic payments requested by the court. For this reason, it is often referred to as “wage earner’s bankruptcy”.
Chapter 13 Bankruptcy
If you don’t like the idea of selling your assets, this is probably the best option for you to get rid of your debts. In this type of bankruptcy, you will have to make a budget to comply with a payment plan approved by the court. These payments will have to be made periodically and will extend up to a duration of 3 to 4 years.
However, you should keep in mind that this type of bankruptcy is only recommended for people who have a high enough income to be able to make the periodic payments requested by the court. For this reason, it is often referred to as “wage earner’s bankruptcy”.
What Can A Chapter 13 Bankruptcy Attorney in North Carolina Offer You?
A bankruptcy attorney in North Carolina is a trained and experienced professional who will prepare a financial reorganization plan that suits your needs and the demands of the creditors, thus, you will have a better chance of qualifying and maintaining the lifestyle you currently have.
You should know that this type of bankruptcy may seem more than convenient, but discipline is key so that you can comply without losing your assets. Remember, if you miss even one payment, your assets will be immediately seized to pay off the outstanding debt. Your attorney will help you keep your goal in mind and will be the professional who will be with you during the most difficult moments of the process.
Chapter 11 Bankruptcy
If you are the representative, manager, or owner of a large business, you have come to the right place. This type of bankruptcy is designed to be the one that applies to large amounts of money in debt. For this reason, it is often filed by large businesses and is often compared to Chapter 13 bankruptcy.
Why? Similar to Chapter 13, to qualify and file for bankruptcy, you must go through a complete financial reorganization that allows you to make regular payments to your creditors. And the best part is that you can continue to manage your business during the process! So while you generate capital for the debts, you can make changes that will benefit the company’s performance so you don’t let it fall further into debt.
Chapter 11 Bankruptcy
If you are the representative, manager, or owner of a large business, you have come to the right place. This type of bankruptcy is designed to be the one that applies to large amounts of money in debt. For this reason, it is often filed by large businesses and is often compared to Chapter 13 bankruptcy.
Why? Similar to Chapter 13, to qualify and file for bankruptcy, you must go through a complete financial reorganization that allows you to make regular payments to your creditors. And the best part is that you can continue to manage your business during the process! So while you generate capital for the debts, you can make changes that will benefit the company’s performance so you don’t let it fall further into debt.
What Can A Chapter 11 Bankruptcy Attorney in North Carolina Offer You?
Federal bankruptcy law requires an attorney to advise you throughout this process, so the wisest decision you can make is to hire an experienced attorney to take the reins of this complex process with so many variables.
You should know, a North Carolina bankruptcy lawyer will know enough to advise you on each of the administrative and financial decisions that may be involved in the financial reorganization plan, so you know what you are facing and can prepare yourself with an experienced professional working for you.
Is there a Bankruptcy Lawyer near me?
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